kenya-mmm is not a scam

What is MMM

Who founded MMM?

• MMM is a Mutual Aid Funding network of ordinary people helping each other.
• MMM is not a Bank and has No Central bank Account.
• MMM Has no Central Office or Branch Offices
• MMM does not collect your money. Participants pay each other directly.
• MMM is not an online business, HYIP, investment or MLM program.
• MMM is a community where people help each other.
• MMM provides the technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE.
• All transferred funds to another participant are your help  given by your own good will to another one, absolutely gratis.
• MMM is not mandatory, or by force, its individual choice.

  

What's the ideology behind MMM Ghana?

       MMM is a Global Mutual Aid Fund, World people’s Bank, Financial Social Network — or any definition        whatsoever. The point is not in the title. The bottom line is that this is a voluntary informal association of millions and millions of people throughout the Earth, rebelled against the financial slavery, chose to declare war against the Fed and banks. (And to win this war!!) And for this aim they have consolidated their capital — even though there are small amounts, owing to a great number, that is millions of people, it’s already the power. Awesome and invincible power, growing every day!

Well how do banks exist? Thanks to bankers? Billionaires? No, due to the same ordinary people who deposit their modest savings there. MMM takes the wind out of banks’ sails making people see the reality. Why do the people bring their money to the banks at the exorbitant interests? Because they have no other choice. Banks are monopolists: there is no other place to bring money to. All banks are just the same, and controlled by the FED. They simply destroy ordinary people.

And now we have an alternative — MMM! It’s something close to our hearts! Here people help each other. Today you help and tomorrow you will be helped. It’s the main principle of MMM. Do you really want bankers to buy another limousine or house for your money? You should not become another slave. Better join MMM and your money will help those who really need it! Poor people, retirees, disabled people…Woman with many children. Love thy neighbour! Help him.

A new fair financial system will be established!

Financial Apocalypse! That’s the only thing that can break our financial chains and save us all. Release us finally from the continuous slavery. Everything old will burn in its fire and the new will appear. The Fed will be removed from power and will no longer develop social inequality. The banks as they are now will simply disappear. They will stop robbing the people. In fact the banks do not produce anything useful. What useful can they do? Give credits at plundering interests? As a result all the population is burdened with debts.

The legality of MMM:

     MMM is a people community, which help each other for free, and absolutely consciously, they transfer money directly to each other, from one bank account to another, without any conditions, guarantees and promises.

• Just only because they want to do that.
• Because it is a good deal to help each other.
• It means the Mutual benefit fund as it is.

Uniqueness of MMM

• MMM is not mandatory, not by force.
• MMM Participants are not mandated to recruit.
• There is no formal organization.
• No legal person in MMM.
• No central bank account.
• No other activity in any form. Neither close, nor open. There is nothing!
• There are only millions and millions of simple participants, simple private persons. And their bank accounts. And nothing more.
• And of course there is no special registrations, permission and licenses in MMM.

It is impossible to forbid MMM. The same way it is impossible to forbid people manage their own money the way they like. Thus they need to forbid the whole private property institution.

So everything is absolutely clear with the lawfulness. There are no violations and they won’t be! Let’s now talk about the other. About honesty. It is important to underline, that MMM doesn’t cheat or abuse anyone. In other words it is not a cheat or fraud in any case! Everyone isinformed about the possible and impossible risks fully and from the very beginning (And everyone put a mark during the registration, confirming that he was informed about the warning.)

MMM itself is more honest (in 100 times!) than any other bank, or any financial institution with their licenses or permissions. Because they all lie to you, hold or keep back something and so on. And only MMM doesn’t keep back you in silence, doesn’t hide anything and tell everything honestly and openly. “Yes, You take a great risk!… Yes, no guarantees!… Yes, You may loose everything at any moment!…” – Did You hear the same before anywhere? Only in MMM.

Honesty, honesty and again honesty! This is the main principle. Honesty, openness and trust. This are the three whales on which the System stands. Have ever seen before the situation, when absolutely unacquainted people transfer money to each other with no reason? Giving them like a gift actually? Millions and millions of people all over the world, every day? Delirium? Fiction? Utopia? No, it is MMM!

Participate! Welcome to the MMM kenya,  Long Live MMM!

Who owns it?

        Sergey Mavrodi, a Russian is a founder and leader of the MMM Social Financial Community. MMM is sure to be his life-work, but not the only one. Sergei Mavrodi, having a degree in mathematics, worked as a programmer and took part in the development of the first operating systems. The company he founded was one of leading computer equipment distributors in Russia. He was a Deputy of the Russian Parliament.

Youth

Sergey was born in 1955, in Moscow in a simple Soviet “middle class” family – of a worker and an economist. From his father, of Ukrainian and Greek origin, was left a memorable surname – Mavrodi. Since high school the young man showed great talent in the exact sciences was the winner of numerous physical and mathematical Olympiads, sometimes even led lessons on behalf of his teachers.

After school he entered the Moscow Institute of Electronic Engineering at the Department of Applied Mathematics, from which he graduated in 1978 with the specialization “artificial intelligence”.

Whilst in the Institute he got interested in Sambo (Russian martial art) and having a weight of 60kg became the champion in Moscow in the Open category. However, this was the end of the professional sports career as further growth demanded too much time.

What is Personal Office?      

Personal Office is a personalized section of the MMM website, available for registered members. Through Personal Office you can.

• Provide and Get Help (“buy” and “sell” Mavros)
• See how your Mavro’s grow
• Create “letters of happiness”
• Register newcomers and manage their Personal Office (if you are Guider)
• See your referrals and team
• Get in touch with:
• The Support Team — if you need to solve Personal Office issues
• Your Guider — if you need any advice or help
• Contact transfer Recipient or Sender — if you need to clear something up about transfer.
• 
  
• Make personal settings
• Edit your personal Contact info
• Change Privacy settings
• Add your bank and BitCoin`s accounts
• Сonnect mobile devices to be able to use Personal Office on a tablet or a smartphone
• Change your Referrer and appoint Confidant
• Change Personal Office language and time-zone.

How is the decisive point of MMM?

       You register to Join MMM, , Provide Help (GH = Make a contribution to help somebody), your money grows by 30% monthly on a compound interest basis. So if you Provide Help of N100,000, after 30% you earn 30% of N100,000, which is N30,000, so you have N130,000 + registration bonus. If you refer someone, you get a 10% referral bonus on every contribution they make for life.

Your money grows on a compund interest basis, so in the second month (if you do not request to Get Help (withdraw), you earn 30% on N130,000, which gives you N169,000 9after two months). However you may request to Get Help (GH) anytime and your balance is calculated pro-rata (calculated based on total at that moment).

Also get a registration bonus if your provide help for N16,000 upwards, its a once off, so providing help for less means you lose that opportunity forever. See topic on bonuses to understand how you earn bonuses.

• MMM is not mandatory, its individual choice.
• MMM has no office and No Central bank Account.
• MMM offers No Guarantess.
• MMM participants pay each other directly into each other’s account.
• MMM provides the technical and administrative platform ONLY.

How does it work?

         You register to Join MMM, provide help, your money grows by 30% monthly on a compound interest basis. So if you provide help of ghc100,000, after 30% you earn 30% of ghc100,000, which is ghc30,000, so you have ghc130,000 + registration bonus. If you refer someone, you get a 10% referral bonus on every contribution they make for life.

• Registration: Free
• Registration Requirements: Name, Email address & Cell Number
• After Registration: Add bank details, confirm email and cell number
• Provide Help (PH): Make Contribution, Request to Provide Help to someone.
• Get Help (GH): Make Withdrawal, Request to Get Help from someone.
• Monthly Growth of Contribution: 30%
• Registration Bonus 1: $20 (contribution of $50 – $499), $50 or
• Registration Bonus 2: $50 (contribution of $500 – $2,999)
• Registration Bonus 3: $100 (contribution of $3000+)
• Referral bonus: 10% of every contribution of the person you referred makes.
• Leader Bonus: 5%, 3%, 1%, 0.5%, 0.3%
• Testimonial Video Bonus: +10%, +5% or +1% of Get Help amount received.
• Testimonial Bonus (Text, No Video): +1% or +0.5% of Get Help amount received

How do you get the 30%?

        This is a frequently asked question and is an intelligent one. MMM is never shy to say the 30% is provided for from the help provided by new participants, which and the cycle is strengthened when older participants return to provide help and invite more people to join MMM.

Its like asking “how do insurance companies payout insurance claims for say written-off cars, burnt down houses, lost lives etc, the answer is they depend on new clients signing up to join their insurance scheme and pray all their cars and houses don’t get destroyed at the same time.

Unfortunately, the fear of not understanding the MMM ideology and model has made the media write unfounded stories about MMM, thereby creating panic in the system and making every participant want to get help at the same time.

Imagine if every account holder of a particular bank decides to withdraw their money on the same day, how likely is it that any bank will survive this?

Anyway, MMM is not by force, it is optional and just when many say “what if it doesn’t work, we say “what if it works”?

Try with N1,000 and confirm for yourself if it works. MMM warns that participants use spare money to provide help in MMM and not sell their house or cars to join MMM, as MMM offers no guarantees.

ABOUT MMM GHANA REGISTRATION

How do i register with MMM Ghana?

       Visit the MMM Ghana official Website: mmm-kenya.net

1. Click the Registration link to register
2. Enter your First name and Surname.
3. Enter your email address.
4. Enter your Mobile Phone Number (Example: +2808789866)
5. Enter your password.
6. Confirm password.
7. Enter akinakeju@gmail.com as invite email address 
8. Guider’s Email Address: akinakeju@gmail.com
9. Guider’s Phone Number: Leave blank, as system will automatically allocate this.
10. Enter Picture Code.
11. Check the “Warning” checkbox.
12. Click REGISTER IN MMM.

How do i confirm my email and phone number?       

• Log into your MMM Personal Office (PO).
• Go to the “My Page” tab on the menu bar, click on My Page, and not far from the top you’ll see your email address and cell phone number.
• Click on the “unconfirm/confirm” link next to your email address.
• The system will send a confirmation code to your email account, go and get this code.
• Enter code in the box provided next to your email address and click okay.
• Once your email address changes to green, you have successfully confirmed your email address.
• For Cell phone, just click the “confirm” link next to your number and its confirmed.

       Can i refer anyone & where do i find my link?        

• A referral link enables MMM system to identify who has invited a person to MMM.
• If a person comes to the MMM website through your referral link, after registration he automatically becomes your referral. Afterwards, you will receive Referral bonuses of 10% from all contributions your participant makes forever.
• A referrer can’t be changed, however in case you registered without referral link you can state your referrer manually in 7 days from the moment of the registration.
• 1. Click on “My Page” menu.
• 2. Click on “Referrer” tab.
• 3. Click on “Show my referral link” button.
• 4. Select and Copy your “Referral Link”.
• Here is an example of Referral Link:  http://kenya-mmm.net/?i=akinakeju@gmail.com

Can i modify the referrer's link?

            This is not possible if you registered by yourself, however you have a 7-day window to change refer if the registration was done by an online consultant.

Also know that you may delete an account and re-register a new one if you are not satisfied with the particulars of the account, as long as you have not been matched to provide help to someone.

To delete an account
1. cancel an existing request to get help
2. Go to Support, create a ticket and choose “Delete Personal Office”
3. Enter a message and save.

ABOUT LOGGING-IN

Where do i login?

          In order to access your Personal Office:

• OPTION 1: Visit the single worldwide login page, mmmoffice.ac or mmm-office.com.
• OPTION 2: Click on “LOGIN TO MMM” button in the right upper corner of the MMM-Ghana official website.
• You will be redirected to a page as shown on screenshot:
• Enter numbers captcha screen (Click refresh to get clearer version)
• Click on “Login” button.
• A login-to-system page will appear.
  You can choose your language from the dropdown list.
  1. Enter your e-mail (or the phone number).
  2. Enter Password (created upon registration).
  3. Click on “Login” button.

When the captcha is not clear enough:

       

• Click on the refresh link next to the security captcha code to provide a new code which may perhaps be clearer.
• Repeat this (refresh action) until you are able to read the code clearly.

HOW DO I PROVIDE HELP (PH)

How to provide help:

        

• Login to your MMM ACCOUNT, also called PO.
• Login via www.mmmoffice.com
• Click on “Provide Help”
• Click on the box indicating that you have read the warning, then click on Next
• Click on Other bank (for Naira) or Bitcoin (for bitcoin) then click on Next
• Type in your Deposit amount, then click on Select(in front of deposit amount)
• Type in your Leftover Distribution, Same amount as your deposit.
• If this is your first deposit, make sure you click on the box to get your bonus.
• Click on Next.
• Type in the Image code, then click on Next
• Confirm your deposit amount, then click on Next
• Your request has been added, click on “OK”

Registration Bonus

$20 For donation of $50-$499 (N15,000- N149,700). Frozen for 14 days.

$50 For donation of $500-$2,999 (150,000- N899,700).  Frozen for 30 days.

$100 For donation of $3,000(N900,000) and above.   Frozen for 30 days.    

How to upload the proof of payment:.          

• Login to your MMM PO.
• Click on “Details” on the order
• Copy the Bank account details of the recipient.
• Send the amount to the recipient either by transfer via online banking or bank deposit.
• Take a screenshot of the Send Complete(successful transfer) Page and save it.  Save it where you can easily find it. In case of cash deposit, snap the teller and save it. If you carry out the transfer on ATM snap the ATM screen when you have the following:

           (i)  Details of transfer showing the name and account number of the recipient.

           (ii) Successful transfer page.

Screenshot of email debit alert or SMS debit alert can also be used.  This is your Proof of  Payment(POP)

• Go back to MMM Dashboard
• On the order, click on the blue “play” button or click Details and scroll down to the bottom of the pop up page.
• Click on “I Completed this payment”
• Click on “Browse File”, Search for the screenshot or snapshot of your proof of payment.
• Attach file. Wait till the POP is fully uploaded.

          NOTE: If you want to upload more than one POP, upload them one-by-one.

• Click on Next
• Click on Next

After successful uploading, the blue button will turn to half-green half-black button

How to Save Screenshot

• If you are using a mobile phone, follow the steps used to save screenshot according to the phone make.
• For a Computer: While on the Send Complete Page, Click on Prt Scrn on the keyboard of your Computer.
• Click on Start>All programs>Accessories, then Paint
• Click on Edit, then Paste
• Save file.
• Note:  There are many programs that you can use to do screenshot. For example, Snipping Tool, Green Dot, just use what you are comfortable with.

How long does it take to be matched:  

It may take up to +-45 days to get matched.

• For as long as you are waiting to be matched, your money is still with you and your mavro (money) keeps growing by 10% monthly on a compound interest basis.
• Just keep your money in tact and check your PO (Personal Office) at least twice everyday, as you may be matched anytime and if you are not aware and fail to pay your order, your account will be blocked.
• You will be able to re-open your account, but you will lose everything in there and start afresh again and you don’t want that.

HOW DO I GET HELP

How to get help using the bank:.       

• First of all click on Mavro and then click on “Available for withdrawal” to know how much you can withdraw. Note that it is ONLY green mavros that are withdrawable.
• Click on Dashboard
• Click on “Get Help”
• Select Bank Account or Card Registered earlier is marked, Click on Next
• Select your bank account, Click on Next
• Select the Mavo Amount that you want to withdraw, Click on “all” in front of each mavro and it will provide a total. If you want to withdraw all your green mavros, Click on Cash out Mavros and the system will generate the total.
• Click on Next
• Confirm your request. At this juncture, review your bank account details(being displayed up). Check very well to ensure that your bank account details(Name and account number) are still correct.
• Click on Next, then click on OK

Click on “Dashboard” to view your details.  

How to get help using the bitcoin.

How to confirm payment on MMM kenya?

      

How to report issues in getting help?        

1. Log into your MMM Personal office (PO)
2. Click on Support, then click CREATE to open a ticket like this:
3. Excase: PROBLEMS WITH THE CREATION OF THE WITHDRAWAL ORDERS.
4. Title: I REQUESTED TO GET HELP AND AM NOT GETTING MATCHED.
5. Your message: Share your experience or story
6. Browse: Upload any relevant document of screenshot (only if necessary)
7. Click Save to submit ticket.

BONUSES INFO

Anything like registration bonuses?

       When registering in the system, you get from $20 to $100 as a present.

But not everyone, only those who have contributed their own money as well. (Otherwise the System will be pulled apart. For bonuses. They will keep registering endlessly. :-))

1. $20 — if you have contributed from $50 to $499. Frozen for two weeks. If you take it out earlier — you will lose twenty.
2. $50 — if you have contributed from $500 to $2’999. Frozen for a month.
3. $100 —  if you have contributed from $100 — $3’000 and above. Also frozen for a month.

Once again about “freezing”. Bear in mind that if you take your money out earlier, you’ll lose registration bonus. Only the bonus! But the contribution with all the accrued interest will be paid.

Each participant is allowed to have only one account.

Anything like referral bonuses?

        You get 10% from all deposits of the participant you invited. Inviting new members into the Community is your additional contribution to its development.

But nobody force the members of the Community to invite new participants.

At the same time, understand that the MMM network can’t exist without development and participants’ encouragement in the form of referral bonuses motivate many people to take an active position.

Anything like guider bonuses?

        Guiders of MMM Community can create their own multi-level structures and get a bonus from each donation of every participant in their structures. This is a multi-level bonus, thus a guider can have his own leader whose rank is higher. Guider’s bonus depends on his level in the Community:

For example, if you are koffi’s’s guider, koffi is Nana’s guider and Nana is Musa’s, you will get 5% from Koffi’s donation, 3% from Nana's donation and 1% from Musa’s. If someone will be under Musa, you will get from him 0.5% and so on.

Guider’s bonuses are credited in the same way as referral, but only from new money deposited and will be available to withdraw after confirmation of your help provided.    

Anything like testimonial bonuses?

      BONUS FOR THE VIDEO IN THE TESTIMONIALS

Bonus for the video in a “Letter of happiness” is +10%, +5% or +1% of the amount of received help.
After receiving help you have to send a “Letter of happiness”. If you attach a video to it, you will get a bonus. The bonus is credited for each “Letter of happiness”.

• 10% of the amount of help received — you will get for super quality video. It should be professional-looking: quality recording and editing. Record an interesting story in which you are the main character. Tell us how you will spend (spent) the money, what impact MMM ideology had on your life, how the Community changes your life, and invite other people to participate in MMM. The plot must be interesting and creative. The minimum resolution is 640×480. The minimum video duration is 1 min 30 sec.
• 5% of received help for the video where you show your face and your voice is heard clearly. Tell about your emotions from the participation in MMM and invite other people to join the Community!
• 1% of received help for the video where you don’t show your face. You need to demonstrate your Personal Office and a photo of your bank accounts statement or an electronic statement from internet banking as a proof of receiving help.

The bonus is credited in MAVRO 30% and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.

Bonus for your video story of providing help is +1% or +0.5% of the amount of the help provided.

In addition, you can record a video about providing help and get a bonus 1% or 0.5% of the amount of provided help. The size of the bonus depends on the fact if you show your face in the video or not.

What is 10% testimonial bonuses?

           After receiving help you have to send a “Letter of happiness”. If you attach a video to it, you will get a bonus. The bonus is credited for each “Letter of happiness”.

• 10% of the amount of help received — you will get for super quality video. It should be professional-looking: quality recording and editing. Record an interesting story in which you are the main character. Tell us how you will spend (spent) the money, what impact MMM ideology had on your life, how the Community changes your life, and invite other people to participate in MMM. The plot must be interesting and creative. The minimum resolution is 640×480. The minimum video duration is 1 min 30 sec.

The bonus is credited in MAVRO 30% and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.

What is 1% testimonial bonuses?

         After receiving help you have to send a “Letter of happiness”. If you attach a video to it, you will get a bonus. The bonus is credited for each “Letter of happiness”.

• 1% of received help for the video where you don’t show your face. You need to demonstrate your Personal Office and a photo of your bank accounts statement or an electronic statement from internet banking as a proof of receiving help.

The bonus is credited in MAVRO 30% and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.

What is 5% testimonial bonuses?

          After receiving help you have to send a “Letter of happiness”. If you attach a video to it, you will get a bonus. The bonus is credited for each “Letter of happiness”.

• 5% of received help for the video where you show your face and your voice is heard clearly. Tell about your emotions from the participation in MMM and invite other people to join the Community!

The bonus is credited in MAVRO 30% and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.

SOLUTIONS TO PROBLEMS

      

How to change your email address:.

          For some reasons you may want to change the email address attached to your account. This can only be done by reaching out to “Support”.

It is expected that you state your intentions and reasons why you wish to effect this change.

A sample content letter is below:

Hi,

I wish to request that my Personal office account’s email address be changed thus:

– Present email address: abc@gmail.com

– New email address: xyz@gmail.com

Reasons:

– I will not be able to access my email account in my new location

– I wish to setup all my Personal office messages on a separate email account different from the one I use presently

– I wish to change my email address for personal reasons best known to me

Thanks

How to change your password:

        If you have forget your password or want to change it, follow “Get a new password” link.


Enter your e-mail address or your mobile phone number which you specified during the registration.
Click on “Send a request” button.
A message with a link to recover your password will be sent to your e-mail.
Following that link in the “Password Recovery” letter you will be redirected to the “Change Password” page, where your Recovery code will be already inserted automatically.

Create a strong password (make sure that the hint become green, that means the password is strong enough good). Use small and capital letters, numbers and special characters. Your password must be at least 8 characters.
Retype your password.
Click on “Change password” button.
Congratulations! Your password has been changed.

How to extend payment help time:

 
Options 1: 

• Contact the designated recipient directly. 
• Use the messaging facility on the Order interface. on top of the printer icon next to recipient's name.
• Click "details" and find the phone number of the recipient and call the individual.
• State clearly the reason why you need an extension.
• make sure to take snapshots of your entries, this will serve as proof if needed.

Option 2:

• Contact Guider to assist you on what to do.
• Click "details" and find the phone number of the Guider and call the individual.

Option 3: 

• Follow the steps as provided in the image below.
  

How to unlock MMM kenya account:.

      Log into Personal Office (PO).

1. Click Support and then click “Create” to create a ticket.
2. Choose option that says “Participant is Blocked”
3. Enter title “Please unblock my Account”
4. Tell your story about what happen, but show remorse.
5. Browse file to upload any documents (if necessary.)
6. Then Save.

NOTE:

• Keep checking to see that your account has been unblocked.
• It may take about a maximum time of 48 hours.

How to report delay help payment.

         

1. Log into your MMM Personal office (PO)
2. Click on Support, then click CREATE to open a ticket like this:
3. Excase: PROBLEMS WITH THE CREATION OF THE WITHDRAWAL ORDERS.
4. Title: I REQUESTED TO GET HELP AND AM NOT GETTING MATCHED.
5. Your message: Share your experience or story
6. Browse: Upload any relevant document of screenshot (only if necessary)
7. Click Save to submit ticket.

Click here to register